The rise in popularity of debit cards means more and more retailers—even small ones like your corner newsstand or dry cleaner—don't require cash for purchases. For people with vision loss, this reduces problems that arise when handling bills and coins. If you decide to use your debit card, you may want to mark it so that it's easy to identify in your wallet.
If you're more comfortable using cash for such purchases, there are several different ways to identify your United States bills and coins independently:
Fold Your Bills
The folding system is a tactile method you can use to tell your different bills apart independently. For example:
- Keep the $1 bill flat and unfolded.
- Fold the $5 bill in half crosswise (with the short ends together).
- Fold the $10 bill in half lengthwise (with the long sides together).
- Fold the $20 bill like a $10 bill lengthwise, and then in half again crosswise, like the $5 bill:
Electronic Money Identifiers
A portable talking money identifier is a device that verbally announces the denomination of all old and new bills (from $1 to $100); an enhanced version also vibrates for users who are deaf-blind. You can find it in Sources of Products for Independent Living.
The U.S. Bureau of Engraving and Printing (BEP) has developed a free downloadable application to identify paper U.S. currency. The app is called EyeNote™, which is a mobile device app designed for the Apple iPhone (3G, 3Gs, 4), and the 4th Generation iPod Touch and iPad2 platforms. It is available through the Apple iTunes App Store.
EyeNote™ uses image recognition technology to determine a note's denomination. You can read more about the EyeNote™ at the EyeNote™ App Overview.
Low Vision Techniques
Large Print Numbers:
- Paper money in the United States is now produced with larger print numbers on the back lower right hand corner of the $5, $10, $20, $50, and $100 bills.
- With good lighting and, if needed, a hand-held magnifier, you may be able to determine the denominations of your paper money.
Use an Electronic Video Magnifier:
- An electronic video magnifier, also called a CCTV, is equipment for reading that consists of a stand-mounted or hand-held video camera that displays a magnified image on a video monitor, television screen, or computer monitor.
- A video magnifier/CCTV can help you identify your bills by magnifying each denomination. After you identify each bill, you can use the folding system or place your bills in an adaptive wallet that separates them by denomination.
See Non-Optical Devices for more information about electronic video magnifiers/CCTVs.
It is possible to identify your coins by touch. In the United States, coins have smooth smooth or ridged edges and are different sizes:
- Nickels and pennies have smooth edges, and the nickel is larger and thicker than the penny.
- Quarters, dimes, and half-dollars have ridged edges, and the half-dollar is larger than the quarter, which is larger than the dime.
- You can feel and hear the ridged edge by running your fingernail across it.
- Dollar coins have their own distinct feel and are larger than half dollars; dollar coins now come in different sizes, so you may need help in identifying them. However, they are not in wide circulation.
Managing Your Loose Change
After a shopping trip, you may end up with a pocket of loose coins. You can manage and identify your coins by placing them into separate labeled containers, or into containers of different sizes. If your containers are the same size, you can label each container in large print, braille, or any other method that works for you.
You can also use a coin organizer or a multi-pocket coin purse to sort, identify, and manage your loose change.
Another method is to deposit all of your loose change into one container; when the container is full, bring it to your nearest change machine (usually at a local supermarket) and obtain bills for the coins you deposit — less a small percentage fee.
Is there a safe way to carry money?
If you're worried about purse snatchers, here are two possible alternatives to a purse or wallet:
- Waist Pack: A small waist pack can discourage thieves. It can be hidden or covered by a shirt or coat and usually has one or two zippered compartments. It can be useful when you're in an unfamiliar place or if you don't want to carry a bulky or heavy purse or wallet.
- Zippered Pockets: Purchase a lightweight jacket or coat with zippered pockets. You can conceal and secure your money, house keys, and other personal items inside the zipped pockets.
- Father James Warnke-Living a Well Integrated Life
Father Warnke, who was born with retinitis of prematurity and glaucoma, has had a very successful series of careers as mental health counselor and Episcopal priest, to name just a few of his accomplishments.